Theo has 19 years of Bank­ing expe­ri­ence, with expo­sure in Finan­cial and Man­age­ment Accounts, Bank oper­a­tions and Cor­po­rate and invest­ments Bank­ing. He is cur­rent­ly the Head of Trans­ac­tion­al Bank­ing for Absa Bank PLC and pre­vi­ous­ly held the role of Lead Data and Ana­lyt­ics for Cor­po­rate and Invest­ment Bank­ing Africa exclud­ing South Africa. Theo has con­tributed sig­nif­i­cant­ly to the automa­tion of Busi­ness Intel­li­gence and ana­lyt­ics for Absa African busi­ness­es. His cur­rent role at Absa Zam­bia includes grow­ing the trans­ac­tion­al bank­ing busi­ness whilst dri­ving dig­i­tal pay­ments ser­vices. He has also been instru­men­tal in devel­op­ing dig­i­tal finan­cial ser­vices inno­va­tion that has con­tributed to the sig­nif­i­cant advance­ments in finan­cial inclu­sion in the mar­ket. Theo’s expe­ri­ence extends to devel­op­ing a strong risk man­age­ment cul­ture by for­mu­lat­ing and set­ting up a strong enter­prise risk frame­work with robust mon­i­tor­ing met­rics. Theo is a Char­tered Accoun­tant, a mem­ber of the Char­tered Insti­tute of Man­age­ment Accounts (CIMA) and holds the des­ig­na­tion of ACMA and CGMA.